Chapter 7 bankruptcy is frequently termed “liquidation” bankruptcy. People commonly choose this chapter when they don't have adequate cash flow to repay their debts. Most debts in Chapter 7 are removed and totally discharged.

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In case you file for Chapter 13 bankruptcy and also the court confirms your proposed repayment approach, it’s your choice to stay with the repayment timetable outlined in that program. Most repayment ideas final three to 5 years.

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Inside 60 times of whenever you file your bankruptcy petition, you can attend a Listening to known as the “meeting with the creditors.” This hearing will never occur in the court docket, but will probably be in a gathering space.